CompareTheLend shows UK businesses who will actually fund them, decodes the true cost of every offer, and lets you stack lenders to reach the amount you need — with a real underwriting decision, in minutes.
Lenders on the panel
How it works
Enter your amount and purpose, and upload your business bank statements — parsed in seconds.
Our engine reads your statements, scores affordability, and decodes the true cost of any offer you already hold.
See a live panel of lenders, sorted by cost — and stack them together to reach your full amount.
Pick the offers that work, counter the ones that don't, and complete — all in one place.
Why CompareTheLend
One application reaches your whole panel. No re-keying, no ten browser tabs.
We convert factor rates and holdbacks into a true annualised cost, so you see what finance actually costs — not the headline number.
Reach the figure you need by combining lenders — within what your cashflow can safely service.
Not a lead-gen list — a genuine indicative decision from the same logic a lender underwrites on.
Statements are shared only with the lenders you choose, and never sold on.
An indicative facility and pricing while you're still on the page.
Funding types
Fixed amount, fixed term — for a known, one-off need.
Compare →A flexible line you draw on and repay as cashflow moves.
Compare →Unlock cash tied up in your unpaid invoices.
Compare →Repay as a share of card takings — fast, but decode the cost first.
Compare →Short-term, secured funding against property or assets.
Compare →Consolidate an expensive advance into something cheaper.
Compare →For lenders
Applications arrive pre-parsed and pre-scored, with the borrower's confirmed statement data and declaration attached. Set your appetite, review in seconds, and respond — offer, push back, or decline — from one queue.
Join the panelFAQ
No. Getting your indicative options is based on the information and statements you provide — it doesn't run a hard credit search. A hard search only happens later, with a lender you choose to proceed with.
UK limited companies looking for business funding. You'll need a business current account and a few months of statements.
A broker sends your deal round and takes whoever pays them most. We show you a transparent panel with the true cost decoded, and the underwriting is built in — so the indicative decision is real, not a guess.
Comparing your options is free. Lenders pay to be on the panel; you simply pick the offer that suits you.
Your statements and details are encrypted and shared only with the lenders you select. We never sell your data.
Compare your whole panel in minutes — free, with no impact on your credit score.
Get started — it's free